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Truck Accident Personal Injury: 8 Frequently Asked Questions

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Truck accidents are vastly different from car accidents, not only because they can cause severe injuries, disability and even death, but also because collisions involving heavy-duty commercial vehicles are governed by a separate set of laws.

It’s important to know what you should do after a truck accident and why it’s important to have access to sound legal counsel to get fair compensation for your losses.

What should I do if I’m involved in a truck accident?

First of all, call the police so that the incident can be officially documented—the police report is an important document in accident injury claims. Call for medical help immediately, and if you aren’t seriously injured, take multiple photos of the accident scene and speak with witnesses. Also contact a trustworthy personal injury lawyer for legal guidance on the matter.

What all information should I ask the truck driver involved in the crash?

Ask the truck driver for their name, residential address, driving license number, contact number, employer’s details, and their insurance provider’s name and policy number.

Do I need to see a doctor even if I’m not injured?

Yes. When you’re in a road accident, it’s crucial to see a physician right away even if you didn’t sustain visible injuries. Let the doctor decide if you need any scans or medication, and keep all medical bills, prescriptions and other documents safely.

Who will pay for the damages I suffered in the accident?

If the truck driver’s insurance company or their employer accepts that the driver was at fault, they will pay you damages. The truck manufacturer, loading company or the truck maintenance company may also be held accountable if investigation reveals that the accident occurred because of an error made at their end.

Who will pay my medical bills?

A truck accident can cause serious injuries for which one may require multiple surgeries and long-term treatment. Any settlement or award money is received as a reimbursement of your medical expenses. Therefore, you’ll need to make arrangements to pay your medical bills on your own.

What if my health insurance doesn’t cover all of my medical costs?

In that case, you can use other options such as Med Pay, PIP, lost work cover, medical leave, workers’ compensation insurance and medical lien.

When should I file a lawsuit?

If the truck driver, the trucking company or their insurance provider fails to offer a reasonable settlement, you can file a civil accident injury  lawsuit to recover damages. According to the statute of limitations in California, you have to file a lawsuit within two years of the date of accident or the day you discover an injury caused by the accident.

How can a lawyer help me get fair compensation?

Remember that after a truck accident there is only one chance for you to recover your monies. An experienced truck accident lawyer can build a strong case and ensure that your compensation covers not only your medical bills and associated expenses but also damages toward lost salary, lost future income, disability, as well as emotional suffering endured because of the accident.

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